Low Doc Loans

Low-Doc Loans: Simplified Home Loans for the Self-Employed

Low-doc loans are designed to help self-employed buyers secure a home loan with less documentation. While they offer a streamlined process, these loans typically come with higher interest rates and fees than standard mortgages.

Why the Higher Costs?

Lenders view low-doc loans as a greater risk since the lack of traditional paperwork doesn’t fully confirm your ability to make repayments. To offset this perceived risk, they charge higher rates and fees as a form of financial insurance.

A Solution for Busy Professionals

Compiling all your financial paperwork can be time-consuming and complicated. Low-doc loans provide a simpler option for those with complex income streams or minimal financial records, making them a valuable tool for many self-employed borrowers.

At Revolve Financial, we understand the unique needs of self-employed individuals. We’ll work with you to navigate the options, negotiate competitive rates, and ensure your low-doc loan meets your financial goals. Let us simplify the process—contact us today!