Clear, Honest Home Loans for Self-Employed Borrowers

Being a boss means freedom, flexibility, and great rewards, but when it's time to apply for self employed loans​, it can also bring additional challenges. If you're self-employed, you may already be aware of how things are different when it comes to getting money borrowed. Lenders often request additional paperwork, assess your income differently & might be more cautious just because your income doesn't come the same as a person who works a regular job. But here's the reality - just because you're self-employed, it doesn't mean you can't have excellent home financial assistance.

How Do We Make It Easier?

Standard employees usually have payslips, group certificates, and long-term employment to show. But as a business owner, freelancer, or contractor, your income may vary from month to month, and your documents look a little different. That doesn’t mean you’re any less financially responsible - it just means the process to prove it can be more complex.

At Revolve Financial, we specialize in helping loans for self employed​ people. We know what lenders are looking for and how to present your application in the best light. We work with a wide range of lenders, some of who understand and support borrowers better than others.

We’ll help you gather the right documents, structure your application properly, and make sure you're not paying more than you should just because of your job title.

What You’ll Usually Need

While every lender is different, here are some of the common things you might be asked for:

Tax returns from the past one or two years

Details of business income and expenses

Business activity statements (BAS)

Bank statements

Profit and loss
statements

ABN and GST registration details

If you don’t have all of these, don’t stress. There are lenders who offer low-doc loans, which require less paperwork. We’ll help you find the right path based on what you have available.

Helping You Plan Ahead

A lot of lenders automatically put people in the “high risk” category, even when your financials are solid. That can mean higher interest rates or stricter lending rules. We believe that’s not fair & we know how to challenge that. You shouldn’t be penalized for running your own business. With the right guidance, you can still access great rates & flexible self employed home loans features that suit your goals. We’ll help you, whether you’re looking to buy your first home, upgrade, or invest in property:

Understand your borrowing power

  • Choose the best financial support for your needs

  • Compare lenders who work well with self-employed borrowers

  • Navigate the paperwork without being overwhelmed

  • Plan your repayments around your income flow.

We also take the time to learn about your business and lifestyle so that the loan you choose works for the long term - not just today.

What Makes Revolve Financial Different?

We know that being self-employed means your situation is different from most. That’s why we don’t follow a generic process - we take the time to understand you, your business, and what you really need.

Our goal is to make the home loan process simple and stress-free. We’ll explain everything in plain language, guide you step-by-step, and help you find the right home loans for the self employed without all the confusion or delays.

You Deserve a Fair Go

Buying a home is a big step, and you’ve worked hard to build your business, so it should help you move forward, not hold you back. If you’re feeling frustrated by lenders turning you down or offering you loan deals that don’t suit your real income or situation, it might be time to talk to someone who truly understands how self-employment works.

We're on your side & here to assist you in the right direction, whether you are prepared to apply today or simply wish to learn more about your choices. Contact us today and meet with our skilled team. Our experts will assist you in securing a smart, fair loan that supports your industry - not against it.