Construction Loans Tailored for Your Dream Home

Building a new home is an exciting journey, but navigating the complexities of financing can be daunting without the right expertise. At Revolve Financial, we believe every moment of your home-building experience should be stress-free—including arranging your finance.

Our team specialises in new-build mortgages, offering deep insights into the products, schemes, and options available to you. By understanding the unique needs of new home buyers, we ensure the process is efficient and tailored to your goals, getting it right the first time.

Partnering with Revolve means working with experts who understand the intricate dynamics of the new-build market and the distinct customer journey that comes with it. Let us simplify the financing, so you can focus on creating your dream home.

What Is a Construction Loan? 

A construction loan is a type of house loan that is mainly designed to fund the construction of a new home or consider remodeling. Rather than getting the full loan amount at once, the funds are divided into stages, such as so-called "progress payments," as building phases are completed. This reduces the amount of interest you will pay during the construction time and gives you the best control over your budget. 

How Do Construction Loans Work? 

A traditional mortgage is paid in full at settlement. In contrast, construction loans are disbursed in installments. These typically follow five stages:

  • Laying the foundation 

  • Erecting the structural frame

  • Installing external doors and windows

  • Internal fixtures and fittings

  • Final touches and inspections

During construction, most lenders allow interest-only repayments based on the amount drawn, helping reduce costs until the build is complete. Once your home is finished, the loan usually converts into a standard principal and interest home loan.

Why Choose Revolve Financial for Your Construction Loan? 

At Revolve Financial, we know that owning a home is a significant step. We offer experience, individualized guidance, and access to a diverse panel of lenders to assist you in arranging a suitable loan structure for your development.

  • Access to competitive rates from multiple lenders 

  • Guidance through loan pre-approval and construction drawdowns 

  • Tailored solutions for first home buyers, investors, and owner-builders 

  • Support for self-employed applicants and low-doc loan options 

  • Fast, responsive communication throughout the process 

  • Construction Loans for Investors

    Are you thinking of building an investment property? We will help you in selecting the best loan arrangement to maximize your return and improve your investment strategy. We offer tailored advice on: 

    Interest-only construction loans 

    Tax-effective borrowing strategies 

    Building multiple dwellings or duplexes 

    Accessing equity to fund new builds 

    With our experience in the property investment market, Revolve Financial is your trusted partner for successful building outcomes. 


  • Construction Loans for First Home Buyers

    As a first-home builder, construction finance can seem daunting. Revolve Financial makes it easier by helping you: 

    Understand your borrowing power 

    Apply for government grants (like the First Home Owner Grant) 

    Access low-deposit or guarantor-supported construction loans 

    Stay informed at every stage of the building process 

    Our experts will make the paperwork easier, explain your role, and guarantee that you make informed decisions throughout the process. 


  • Flexible Loan Options for Every Builder

    We work with a wide range of borrowers and offer construction loans suited to: 

    Owner-builders managing their own projects 

    Self-employed applicants with non-traditional income 

    SMSF property purchases (subject to compliance) 

    Applicants needing low-doc loan solutions 

    Every build is different—and so is every client. Our brokers will evaluate your circumstances and pair you with loan products that fit your budget, timeline, and objectives. 

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Ready to Build? Let's Talk

A construction loan is a key player in your journey, whether you are building from the ground up or remodeling on a current property. With the advice and financial architecture you need, you can build with assurance—having confidence in your loan as solid as your foundations. 

At Revolve Financial, we are here to help you every step of the way. From pre-approval to final handover, our expert team will ensure that your construction loan is in line with your project, lifestyle, and long-term objectives.